Bangla Shasya Bima Yojana: A Complete Guide for Farmers in West Bengal

Agriculture is the backbone of West Bengal’s economy, and farmers often face financial losses due to natural calamities, pests, and uncertain weather. To safeguard farmers against such risks, the Government of West Bengal launched the Bangla Shasya Bima (BSB) Yojana. This crop insurance scheme provides financial security to farmers in times of crisis and ensures they continue farming without fear of loss.

In this article, we will explain the features, benefits, eligibility, and application process of the Bangla Shasya Bima Yojana.

What is Bangla Shasya Bima?

Bangla Shasya Bima (BSB) is a state-specific crop insurance scheme introduced by the Government of West Bengal. It is implemented with the help of the Agriculture Insurance Company of India (AIC).

This scheme is completely free of cost for farmers. The entire premium amount is paid by the state government, ensuring that farmers do not face any financial burden while securing their crops.

Objectives of Bangla Shasya Bima Yojana

The main objectives of the scheme are:

  • To protect farmers against crop loss due to natural disasters such as floods, droughts, cyclones, and storms.

  • To provide financial stability to farmers and encourage them to continue cultivation.

  • To promote sustainable farming and reduce farmers’ dependency on informal credit sources.

  • To increase agricultural productivity by ensuring farmers are confident in taking risks.

Key Features of Bangla Shasya Bima

  1. Zero Premium Cost – Farmers don’t have to pay any premium; the government bears the full cost.

  2. Covers Multiple Crops – Paddy, maize, jute, and other seasonal crops are covered.

  3. Coverage Stages – The scheme provides coverage at different stages:

    • For standing crops during natural calamities.

    • For crops at harvesting stage if damaged due to cyclones or floods.

    • For post-harvest loss up to 14 days after harvesting.

  4. Quick Claim Settlement – Claims are transferred directly to the farmers’ bank accounts.

  5. Digital Registration – Farmers can apply online, making the process simple and transparent.

Eligibility Criteria

  • Must be a resident farmer of West Bengal.

  • Should be cultivating crops listed under the scheme.

  • Must have valid land records or tenancy documents.

  • Both sharecroppers and tenant farmers can apply.

How to Apply for Bangla Shasya Bima?

Farmers can apply through the following steps:

  1. Visit the official portal: https://banglashasyabima.net

  2. Select “Farmer Registration” option.

  3. Fill in details such as name, Aadhaar number, land details, crop details, and bank account.

  4. Upload the required documents.

  5. Submit the form and note down the application number.

Farmers can also apply through Krishi Mitras, Common Service Centres (CSCs), or agriculture offices in their district.

Documents Required

  • Aadhaar Card

  • Voter ID or Residential Proof

  • Land Record / Khatian / Tenancy Document

  • Bank Passbook

  • Passport-size Photograph

Benefits of Bangla Shasya Bima for Farmers

  • Provides 100% free crop insurance.

  • Helps farmers recover from financial losses due to unpredictable weather.

  • Ensures food security and promotes agricultural growth.

  • Encourages young farmers to stay in farming by reducing risks.

  • Supports the overall rural economy of West Bengal.

Conclusion

The Bangla Shasya Bima Yojana is a farmer-friendly initiative by the West Bengal government. By offering free crop insurance, it reduces risks, builds confidence, and ensures long-term sustainability of agriculture in the state. Farmers are encouraged to register and take advantage of this scheme for a secure future.

Keywords

  • Bangla Shasya Bima Yojana

  • Crop Insurance Scheme in West Bengal

  • Free Crop Insurance for Farmers

  • West Bengal Agriculture Scheme

  • Bangla Shasya Bima Registration

  • Benefits of Bangla Shasya Bima

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